payment options

payment optionsPayment Options

Serving Choto, Northshore, and surrounding areas of Knoxville, TN

Your Knoxville family dentist at Choto Family Dentistry believes patients should not have to delay or avoid treatment due to their budget, which is why we offer a variety of payment options. Many people do not naturally have a gorgeous, healthy smile, but that does not mean that the dream of having a smile like that is out of reach for you.

To ensure your dental treatments fit your budget, we accept these payment options:

  • Dental insurance (providers may vary)
  • Visa
  • MasterCard
  • Discover
  • American Express
  • Cash
  • Check
  • Third-party financing

Individualized Treatment Plan

When you meet with us at Choto Family Dentistry, we conduct a thorough consultation to construct a treatment plan. The purpose of this individualized treatment plan is to ensure that we can outline each treatment necessary to achieve your smile goals. We also lay out the timeline for completion, as well as the costs for each procedure. Depending on how we approach your treatment plan, you may have multiple treatments completed at once or one at a time over the span of several months or more.

Dental Insurance

We accept various dental insurance plans. Please keep in mind that some insurance policies require a pre-authorization before any treatment can be conducted. Also, it is important to note that dental insurance typically only pays for a portion of your total bill, which means that you will be responsible for paying for any out of pocket expenses that your dental insurance policy does not cover. Our business office representative will discuss these details with you, and help you decide which payment option is right for you.

When is payment due?

Payment for all procedures is due at the conclusion of each treatment. We believe that our variety of payment options will fit into any budget. However, we understand that paying for certain treatments may seem unattainable for some patients. This is why we offer a special third-party financing option through CareCredit.


CareCredit is popularly used among Americans to help them better afford healthcare expenses including dental treatments. It can even be used for patients utilizing their dental insurance benefits to help cover out of pocket costs. CareCredit offers interest-free financing for purchases made of $200 or more. Depending on the total amount financed, you may qualify for interest-free payments for up to 6, 12, 18, or 24 months. CareCredit has been serving patients for more than three decades. To learn more or to apply for a line of credit, visit their website at

For assistance with the payment options that we offer, please contact Choto Family Dentistry today by calling (865) 409-5077, and our administrative coordinator will discuss these options with you. We can also help you with insurance reimbursement paperwork, should you qualify.

Family Dentistry in Knoxville

We are a full-service dental practice located in the Choto district of downtown Knoxville. Offering services that include general and cosmetic dentistry, we are sure to be a one-stop shop for your family’s dental care needs.

We welcome patients of Knoxville, Tennessee, and the communities of Choto and Northshore.